HKFI Welcomes Extension of Motor and Employees’ Compensation Insurance Coverage to Huanggang Port Hong Kong Port Area

The Hong Kong Federation of Insurers (HKFI) welcomes the extension of insurance coverage to the Huanggang Port Hong Kong Port Area (HKPA), ahead of its official opening on 12 October 2026.  

Established on 31 July 2026, the Huanggang Port HKPA has since come under the jurisdiction of the Hong Kong SAR. As the territorial limits of insurance policies issued before 31 July 2026 do not automatically include the Huanggang Port HKPA, the HKSAR Government has entered into a legally binding market agreement with all 45 Motor and Employees’ Compensation (EC) insurers. Under the agreement, coverage under all relevant pre-existing Motor and EC policies will be extended to include the Huanggang Port HKPA at no additional cost to policyholders.

Motor and EC policies issued on or after 31 July 2026 will, in general, automatically include coverage for the Huanggang Port HKPA.

For the list of the 45 participating insurers and further details of the agreement, please visit the websites of the Financial Services and the Treasury Bureau (FSTB) at www.fstb.gov.hk and HKFI at www.hkfi.org.hk.